Stripe Invoicing vs Joist

Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Stripe Invoicing costs less on $10,000 of monthly card sales.
  • Stripe Invoicing fits retail shop, restaurant or café, service business, agency or studio, online store.
  • Joist fits trades or contractor.
  • Stripe Invoicing suits teams past ten people.
CompareStripe InvoicingStripeJoistJoist
In one lineInvoices and payment links on Stripe's railsEstimates and invoices from your phone, built for contractors
Starting priceFreeFrom $8.34/mo
Six-person team$0/mo$8.34/mo
On $10,000 of card sales$336/mo$367/mo
PlansNo monthly fee; Starter 0.4% per paid invoice; Plus 0.5% (adds quotes); plus Stripe card processing 2.9% + 30¢Billed yearly: Basics $8.34/mo (5 documents/mo); Pro $14.17 (unlimited); Elite $26.67; Run $58.33 introductory. Monthly $10/$17/$32. Cards 3.49% + 49¢, ACH 1% capped at $15
Pricing modelFree tierFree trial
Free trial—14 days
UsersUnlimitedSolo and small crews
Both connect toQuickBooks Online
Also connects toXero, FreshBooks, Zoho Books, Puzzle, Akaunting, Kashoo, ZipBooks, Bench +2 moreNo others on record
Team sizeJust me · 2–10 people · 11–50 people · 51–200 peopleJust me · 2–10 people
Available inUS · UK · CA · AUUS · CA
Phone supportEvery planNone listed
Live chatEvery planPlans not stated
Support hoursPhone: 24x7 · Email: 24x7 · Live chat: 24x7Not published
Incidents postedStripe has a public status page. Status pageWe found no public status page for Joist.
Capterra score4.6 / 5 from 10 reviews (few reviews)4.2 / 5 from 90 reviews
Trustpilot scoreNot listed4.5 / 5 from 76 reviews
Fit: Retail shop5010
Fit: Restaurant or café305
Fit: Service business8855
Fit: Agency or studio9210
Fit: Trades or contractor7095
Fit: Online store855
Why people pick it
  • No subscription
  • Subscriptions and payment links included
  • Estimate to invoice to payment from a phone
  • Cheap entry plan
Where it falls short
  • Needs a developer for anything custom
  • Percentage fee on every invoice
  • Basics caps you at 5 documents a month
  • Card fees of 3.49% + 49¢
Visit Stripe Invoicing Visit Joist

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices

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