Square POS vs Loyverse

Two point of sale tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Square POS fits retail shop, restaurant or café, service business, agency or studio, trades or contractor, online store.
  • Square POS suits teams past ten people.
  • Loyverse: Free core POS.
CompareSquare POSBlockLoyverseLoyverse
In one lineFree POS with pay-as-you-go processingFree POS app for cafes and small shops, with paid add-ons
Starting priceFreeFree
Six-person team$0/mo$0/mo
On $10,000 of card sales$320/moYour own card processor
PlansFree $0/mo: 2.6% + 15¢ per tap, dip, or swipe; Plus $49/mo per location: 2.5% + 15¢; Premium $149/mo per location: 2.4% + 15¢POS free; Employee management $25/mo per store ($250/yr); Advanced inventory $25/mo per store ($250/yr); integrations free; card fees set by your processor
Pricing modelFree tierFree tier
Free trial——
UsersUnlimitedUnlimited
Both connect toAkaunting
Also connects toQuickBooks Online, Xero, Zoho Books, Kashoo, ZipBooks, BenchNo others on record
Team sizeJust me · 2–10 people · 11–50 peopleJust me · 2–10 people
Available inUS · UK · CA · AUUS · UK · CA · AU
Phone supportEvery plan (US)Not looked up yet
Live chatPlans not statedEvery paid plan; plans not stated
Support hoursPhone: 6am–6pm PT M–F for the first 90 days (Square Free only), 6am–6pm PT M–F (Square Plus only), 24/7 (Square Premium only)Live chat: 24/7
Incidents posted14 incidents posted on Block's status page, which covers all Block products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Block. Status page2 incidents posted on Loyverse's status page, which covers all Loyverse products and regions, in the 90 days to Oct 27, 2026; 2 marked major or critical by Loyverse. Status page
Capterra score4.6 / 5 from 3,039 reviews4.8 / 5 from 458 reviews
Trustpilot scoreNot listed3.1 / 5 from 106 reviews
Fit: Retail shop9578
Fit: Restaurant or café8575
Fit: Service business8045
Fit: Agency or studio2010
Fit: Trades or contractor6030
Fit: Online store5530
Why people pick it
  • No monthly fee on the free plan
  • Hardware and software from one vendor
  • Deep accounting integrations
  • Free core POS
  • Built-in loyalty program
Where it falls short
  • Processing fees add up at higher volume
  • Account holds are a common complaint
  • Staff tools cost extra per store
  • Support is mostly self-serve
Visit Square POS Visit Loyverse

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $25 average sale. How we calculate prices

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