Square Invoices vs BILL
Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Square Invoices costs less on $10,000 of monthly card sales.- Square Invoices fits retail shop, restaurant or café, service business, trades or contractor.
BILL fits agency or studio, online store.
| Compare | Square InvoicesBlock | BILLBILL Holdings |
|---|---|---|
| In one line | Free invoicing that shares a ledger with Square POS | Accounts payable and receivable with approval workflows |
| Starting price | Free | From $49/person |
| Six-person team | $0/mo | $294/mo |
| On $10,000 of card sales | $336/mo | $339/mo |
| Plans | Square Free $0/mo: invoice card payments 3.3% + 30¢, ACH 1% ($1 min); Square Plus $49/mo per location: 2.9% + 30¢; Square Premium $149/mo per location: 2.9% + 30¢ | Essentials $49/user/mo; Team $65/user/mo; Corporate $89/user/mo; customer card payments 2.9%; ACH payments $0.59 each |
| Pricing model | Free tier | Free trial |
| Free trial | — | — |
| Users | Unlimited | Per user |
| Both connect to | QuickBooks Online, Xero | |
| Also connects to | No others on record | Puzzle, Kick35+ listed by the vendor |
| Team size | Just me · 2–10 people · 11–50 people | 11–50 people · 51–200 people |
| Available in | US · UK · CA · AU | US |
| Phone support | Every plan (US) | Every plan; Enterprise only |
| Live chat | Plans not stated | Every plan |
| Support hours | Phone: 6am–6pm PT M–F for the first 90 days (Square Free only), 6am–6pm PT M–F (Square Plus only), 24/7 (Square Premium only) | Live chat: Monday–Friday: 5 am to 6 pm PT; Saturday–Sunday: 6 am to 3 pm PT |
| Incidents posted | 14 incidents posted on Block's status page, which covers all Block products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Block. Status page | 0 incidents posted on BILL Holdings's status page, which covers all BILL Holdings products and regions, in the 90 days to Oct 27, 2026. Status page |
| Capterra score | 4.7 / 5 from 123 reviews | 4.1 / 5 from 563 reviews |
| Trustpilot score | Not listed | 1.6 / 5 from 1,677 reviews |
| Fit: Retail shop | 85 | 50 |
| Fit: Restaurant or café | 70 | 45 |
| Fit: Service business | 85 | 75 |
| Fit: Agency or studio | 60 | 80 |
| Fit: Trades or contractor | 85 | 65 |
| Fit: Online store | 40 | 60 |
| Why people pick it |
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| Where it falls short |
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| Visit Square Invoices | Visit BILL | |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices
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