Stripe Invoicing vs Square Invoices

Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Stripe InvoicingStripe	Square InvoicesBlock
In one line	Invoices and payment links on Stripe's rails	Free invoicing that shares a ledger with Square POS
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
On $10,000 of card sales	$336/mo	$336/mo
Plans	No monthly fee; Starter 0.4% per paid invoice; Plus 0.5% (adds quotes); plus Stripe card processing 2.9% + 30¢	Square Free $0/mo: invoice card payments 3.3% + 30¢, ACH 1% ($1 min); Square Plus $49/mo per location: 2.9% + 30¢; Square Premium $149/mo per location: 2.9% + 30¢
Pricing model	Free tier	Free tier
Free trial	—	—
Users	Unlimited	Unlimited
Both connect to	QuickBooks Online, Xero
Also connects to	FreshBooks, Zoho Books, Puzzle, Akaunting, Kashoo, ZipBooks, Bench, Patriot Accounting +1 more	No others on record
Team size	Just me · 2–10 people · 11–50 people · 51–200 people	Just me · 2–10 people · 11–50 people
Available in	US · UK · CA · AU	US · UK · CA · AU
Phone support	Every plan	Every plan (US)
Live chat	Every plan	Plans not stated
Support hours	Phone: 24x7 · Email: 24x7 · Live chat: 24x7	Phone: 6am–6pm PT M–F for the first 90 days (Square Free only), 6am–6pm PT M–F (Square Plus only), 24/7 (Square Premium only)
Incidents posted	Stripe has a public status page. Status page	14 incidents posted on Block's status page, which covers all Block products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Block. Status page
Capterra score	4.6 / 5 from 10 reviews (few reviews)	4.7 / 5 from 123 reviews
Fit: Retail shop	50	85
Fit: Restaurant or café	30	70
Fit: Service business	88	85
Fit: Agency or studio	92	60
Fit: Trades or contractor	70	85
Fit: Online store	85	40
Why people pick it	No subscription Subscriptions and payment links included	Free plan is complete One customer list with POS
Where it falls short	Needs a developer for anything custom Percentage fee on every invoice	Higher card rate than Stripe Weak for recurring billing
	Visit Stripe Invoicing ↗	Visit Square Invoices ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices