Invoicing & payments software for service businesses
Client work runs from proposal to contract to invoice, and payment is slower when those live in separate tools. HoneyBook keeps the whole client flow in one place from $29/mo, with contracts and payments together. It is US-centric and card fees sit on top of the plan; Stripe Invoicing has no subscription but takes a percentage fee on every invoice.
Top picks for service businesses
All 13 invoicing & payments tools, ranked for service businesses
| Tool | Fit for service business | Starts at | Pricing | Users | Integrations | |
|---|---|---|---|---|---|---|
 HoneyBookHoneyBookFit 92 | 92 | $29 | Free trial | 1 on Starter; 2 on Essentials | QuickBooks Online | View |
 Stripe InvoicingStripeFit 88 | 88 | $0 | Free tier | Unlimited | QuickBooks Online, Xero +9 | View |
 Zoho InvoiceZohoFit 88 | 88 | Free for 2 users | Free | Up to 2 | QuickBooks Online55+ listed | View |
 Square InvoicesBlockFit 85 | 85 | $0 | Free tier | Unlimited | QuickBooks Online, Xero | View |
 Invoice NinjaInvoice NinjaFit 85 | 85 | $0 | Free tier | 1 on free | QuickBooks Online | View |
 eBillityeBillityFit 85 | 85 | $8/person | Free trial | Per user, from 1 | QuickBooks Online, Xero | View |
 BonsaiBonsaiFit 85 | 85 | $19/person | Free trial | Per user | QuickBooks Online, Xero | View |
 HarvestHarvestFit 82 | 82 | $9/person | Free tier | 1 on free | QuickBooks Online, Xero | View |
 PayPal InvoicingPayPalFit 80 | 80 | $0 | Free | Unlimited | QuickBooks Online, Xero +3 | View |
 Invoice2goBILLFit 80 | 80 | $6.67 | Free trial | Unlimited | QuickBooks Online, Xero | View |
 MelioMelioFit 78 | 78 | $0 | Free tier | 1 on Go, Core, and Boost; unlimited on Unlimited | QuickBooks Online, Xero | View |
 BILLBILL HoldingsFit 75 | 75 | $49/person | Free trial | Per user | QuickBooks Online, Xero +235+ listed | View |
 JoistJoistFit 55 | 55 | $8.34 | Free trial | Solo and small crews | QuickBooks Online | View |
Invoicing & payments for service businesses: questions
Which ones have a free plan?
Of the 12 that fit service businesses best, Stripe Invoicing, Zoho Invoice, Square Invoices, Invoice Ninja, Harvest, PayPal Invoicing and Melio have a free plan. Check the limits on each tool page; most cap users, volume or features.
How are these ranked?
Each tool has a fit score from 0 to 100 for service businesses, based on what it is built for and who its features serve. We list tools scoring 70 or more as strong fits, then break ties by the monthly price for a team of six. Partner links never change the order. How we calculate prices.