Stripe Invoicing vs BILL

Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Stripe InvoicingStripe	BILLBILL Holdings
In one line	Invoices and payment links on Stripe's rails	Accounts payable and receivable with approval workflows
Starting price	Free	From $49/person
Six-person team	$0/mo	$294/mo
On $10,000 of card sales	$336/mo	$339/mo
Plans	No monthly fee; Starter 0.4% per paid invoice; Plus 0.5% (adds quotes); plus Stripe card processing 2.9% + 30¢	Essentials $49/user/mo; Team $65/user/mo; Corporate $89/user/mo; customer card payments 2.9%; ACH payments $0.59 each
Pricing model	Free tier	Free trial
Free trial	—	—
Users	Unlimited	Per user
Both connect to	QuickBooks Online, Xero, Puzzle, Kick
Also connects to	FreshBooks, Zoho Books, Akaunting, Kashoo, ZipBooks, Bench, Patriot Accounting	No others on record35+ listed by the vendor
Team size	Just me · 2–10 people · 11–50 people · 51–200 people	11–50 people · 51–200 people
Available in	US · UK · CA · AU	US
Phone support	Every plan	Every plan; Enterprise only
Live chat	Every plan	Every plan
Support hours	Phone: 24x7 · Email: 24x7 · Live chat: 24x7	Live chat: Monday–Friday: 5 am to 6 pm PT; Saturday–Sunday: 6 am to 3 pm PT
Incidents posted	Stripe has a public status page. Status page	0 incidents posted on BILL Holdings's status page, which covers all BILL Holdings products and regions, in the 90 days to Oct 27, 2026. Status page
Capterra score	4.6 / 5 from 10 reviews (few reviews)	4.1 / 5 from 563 reviews
Trustpilot score	Not listed	1.6 / 5 from 1,677 reviews
Fit: Retail shop	50	50
Fit: Restaurant or café	30	45
Fit: Service business	88	75
Fit: Agency or studio	92	80
Fit: Trades or contractor	70	65
Fit: Online store	85	60
Why people pick it	No subscription Subscriptions and payment links included	Approval workflows Accountant network
Where it falls short	Needs a developer for anything custom Percentage fee on every invoice	Per-user pricing adds up Setup takes time
	Visit Stripe Invoicing ↗	Visit BILL ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices