Brex vs Navan

Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Brex costs less for a six-person team.
  • Brex fits restaurant or café, online store.
  • Navan fits service business.
CompareBrexBrexNavanNavan
In one lineCards, expenses, and travel for funded companiesFree travel booking and expenses for the first five users
Starting priceFreeFree up to 5 users
Six-person team$0/mo$15/mo
PlansEssentials free; Premium $12/user/mo; Enterprise customTravel booking free up to 300 employees; Expense free for the first 5 monthly expensing users, then $15/user/mo; over 300 employees by quote
Pricing modelFree tierFree tier
Free trial——
UsersUnlimited5 free on Expense
Both connect toQuickBooks Online, Xero
Also connects toPuzzleNo others on record
Team size11–50 people · 51–200 people2–10 people · 11–50 people
Available inUSUS · UK · CA · AU
Phone supportPlans not statedNone listed
Live chatPlans not statedEvery plan
Support hoursLive chat: 24/7 · Phone: 24/7Live chat: 24/7
Incidents posted10 incidents posted on Brex's status page, which covers all Brex products and regions, in the 90 days to Oct 27, 2026; 10 marked major or critical by Brex. Status page14 incidents posted on Navan's status page, which covers all Navan products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Navan. Status page
Capterra score4.5 / 5 from 139 reviews4.6 / 5 from 213 reviews
Trustpilot score1.8 / 5 from 576 reviews3.3 / 5 from 490 reviews
Fit: Retail shop4035
Fit: Restaurant or café3525
Fit: Service business6575
Fit: Agency or studio8080
Fit: Trades or contractor4550
Fit: Online store8045
Why people pick it
  • Travel and expenses in one
  • Global cards
  • Travel and expenses in one app
  • Free for small teams
Where it falls short
  • Aimed at funded startups
  • Underwriting favors cash-rich companies
  • $15 a user after five
  • Overkill if nobody travels
Visit Brex Visit Navan

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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