Brex vs Zoho Expense

Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	BrexBrex	Zoho ExpenseZoho
In one line	Cards, expenses, and travel for funded companies	Receipt scanning and expense reports from $3 a user
Starting price	Free	From $3/person
Six-person team	$0/mo	$18/mo
Plans	Essentials free; Premium $12/user/mo; Enterprise custom	Free up to 3 users (20 scans/user/mo); Standard $3/user/mo; Premium $5/user/mo, billed annually (monthly $4/$6)
Pricing model	Free tier	Free tier
Free trial	—	14 days
Users	Unlimited	Up to 3 free
Both connect to	QuickBooks Online, Xero
Also connects to	Puzzle	Zoho Books
Team size	11–50 people · 51–200 people	Just me · 2–10 people · 11–50 people
Available in	US	US · UK · CA · AU
Phone support	Plans not stated	Standard and up
Live chat	Plans not stated	Plans not stated
Support hours	Live chat: 24/7 · Phone: 24/7	Email: 24 hours a day from Monday to Friday · Phone: 24 hours a day from Monday to Friday
Incidents posted	10 incidents posted on Brex's status page, which covers all Brex products and regions, in the 90 days to Oct 27, 2026; 10 marked major or critical by Brex. Status page	Zoho has a public status page. Status page
Capterra score	4.5 / 5 from 139 reviews	4.6 / 5 from 1,228 reviews
Trustpilot score	1.8 / 5 from 576 reviews	Not listed
Fit: Retail shop	40	55
Fit: Restaurant or café	35	50
Fit: Service business	65	80
Fit: Agency or studio	80	82
Fit: Trades or contractor	45	75
Fit: Online store	80	55
Why people pick it	Travel and expenses in one Global cards	Cheap per user Free for three people
Where it falls short	Aimed at funded startups Underwriting favors cash-rich companies	No corporate cards Dense interface
	Visit Brex ↗	Visit Zoho Expense ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices