Ramp vs Brex

Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Ramp fits retail shop, restaurant or café, service business, agency or studio, trades or contractor.
  • Brex: Travel and expenses in one.
CompareRampRampBrexBrex
In one lineFree corporate cards with built-in expense controlCards, expenses, and travel for funded companies
Starting priceFreeFree
Six-person team$0/mo$0/mo
PlansFree; Plus $15/user/mo plus a platform fee by team size; 20% off annualEssentials free; Premium $12/user/mo; Enterprise custom
Pricing modelFreeFree tier
Free trial——
UsersUnlimitedUnlimited
Both connect toQuickBooks Online, Xero, Puzzle
Also connects toZoho Books, Kick, Pilot200+ listed by the vendorNo others on record
Team size2–10 people · 11–50 people · 51–200 people11–50 people · 51–200 people
Available inUSUS
Phone supportPlus and upPlans not stated
Live chatEvery planPlans not stated
Support hoursLive chat: 24/7 · Phone: 24/7Live chat: 24/7 · Phone: 24/7
Incidents postedWe found no public status page for Ramp.10 incidents posted on Brex's status page, which covers all Brex products and regions, in the 90 days to Oct 27, 2026; 10 marked major or critical by Brex. Status page
Capterra score4.9 / 5 from 223 reviews4.5 / 5 from 139 reviews
Trustpilot score2.3 / 5 from 217 reviews1.8 / 5 from 576 reviews
Fit: Retail shop6040
Fit: Restaurant or café6035
Fit: Service business8065
Fit: Agency or studio9080
Fit: Trades or contractor7045
Fit: Online store8580
Why people pick it
  • No fees on the core product
  • Limits enforced at the card
  • Travel and expenses in one
  • Global cards
Where it falls short
  • Requires a US entity and bank
  • Credit limit tied to cash balance
  • Aimed at funded startups
  • Underwriting favors cash-rich companies
Visit Ramp Visit Brex

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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