Sage Expense Management vs Navan

Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Navan costs less for a six-person team.
  • Sage Expense Management fits retail shop, restaurant or café, trades or contractor, online store.
CompareSage Expense ManagementSageNavanNavan
In one lineReceipts by text, email, or Slack, formerly FyleFree travel booking and expenses for the first five users
Starting priceFrom $11.99/personFree up to 5 users
Six-person team$71.94/mo$15/mo
PlansGrowth $11.99/active user/mo (5-user minimum); Business $14.99/active user/mo (10-user minimum); billed annuallyTravel booking free up to 300 employees; Expense free for the first 5 monthly expensing users, then $15/user/mo; over 300 employees by quote
Pricing modelPaidFree tier
Free trial——
Users5-user minimum on Growth5 free on Expense
Both connect toQuickBooks Online, Xero
Also connects toNo others on recordNo others on record
Team size2–10 people · 11–50 people2–10 people · 11–50 people
Available inUSUS · UK · CA · AU
Phone supportNone listedNone listed
Live chatBusiness and upEvery plan
Support hoursLive chat: Business hoursLive chat: 24/7
Incidents postedWe found no public status page for Sage.14 incidents posted on Navan's status page, which covers all Navan products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Navan. Status page
Capterra score4.5 / 5 from 158 reviews4.6 / 5 from 213 reviews
Trustpilot scoreNot listed3.3 / 5 from 490 reviews
Fit: Retail shop5035
Fit: Restaurant or café4525
Fit: Service business7875
Fit: Agency or studio8080
Fit: Trades or contractor7550
Fit: Online store5545
Why people pick it
  • Works with existing company cards
  • Only active users are billed
  • Travel and expenses in one app
  • Free for small teams
Where it falls short
  • 5-user minimum
  • Annual billing only shown
  • $15 a user after five
  • Overkill if nobody travels
Visit Sage Expense Management Visit Navan

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

Navan: partner link. We may earn a commission; it never affects rankings.

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