Ramp vs Sage Expense Management

Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Ramp costs less for a six-person team.
  • Ramp fits retail shop, restaurant or café, agency or studio, online store.
  • Sage Expense Management: Works with existing company cards.
CompareRampRampSage Expense ManagementSage
In one lineFree corporate cards with built-in expense controlReceipts by text, email, or Slack, formerly Fyle
Starting priceFreeFrom $11.99/person
Six-person team$0/mo$71.94/mo
PlansFree; Plus $15/user/mo plus a platform fee by team size; 20% off annualGrowth $11.99/active user/mo (5-user minimum); Business $14.99/active user/mo (10-user minimum); billed annually
Pricing modelFreePaid
Free trial——
UsersUnlimited5-user minimum on Growth
Both connect toQuickBooks Online, Xero
Also connects toZoho Books, Puzzle, Kick, Pilot200+ listed by the vendorNo others on record
Team size2–10 people · 11–50 people · 51–200 people2–10 people · 11–50 people
Available inUSUS
Phone supportPlus and upNone listed
Live chatEvery planBusiness and up
Support hoursLive chat: 24/7 · Phone: 24/7Live chat: Business hours
Incidents postedWe found no public status page for Ramp.We found no public status page for Sage.
Capterra score4.9 / 5 from 223 reviews4.5 / 5 from 158 reviews
Trustpilot score2.3 / 5 from 217 reviewsNot listed
Fit: Retail shop6050
Fit: Restaurant or café6045
Fit: Service business8078
Fit: Agency or studio9080
Fit: Trades or contractor7075
Fit: Online store8555
Why people pick it
  • No fees on the core product
  • Limits enforced at the card
  • Works with existing company cards
  • Only active users are billed
Where it falls short
  • Requires a US entity and bank
  • Credit limit tied to cash balance
  • 5-user minimum
  • Annual billing only shown
Visit Ramp Visit Sage Expense Management

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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