Ramp vs Navan

Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Ramp costs less for a six-person team.
  • Ramp fits retail shop, restaurant or café, agency or studio, trades or contractor, online store.
  • Navan: Travel and expenses in one app.
CompareRampRampNavanNavan
In one lineFree corporate cards with built-in expense controlFree travel booking and expenses for the first five users
Starting priceFreeFree up to 5 users
Six-person team$0/mo$15/mo
PlansFree; Plus $15/user/mo plus a platform fee by team size; 20% off annualTravel booking free up to 300 employees; Expense free for the first 5 monthly expensing users, then $15/user/mo; over 300 employees by quote
Pricing modelFreeFree tier
Free trial——
UsersUnlimited5 free on Expense
Both connect toQuickBooks Online, Xero
Also connects toZoho Books, Puzzle, Kick, Pilot200+ listed by the vendorNo others on record
Team size2–10 people · 11–50 people · 51–200 people2–10 people · 11–50 people
Available inUSUS · UK · CA · AU
Phone supportPlus and upNone listed
Live chatEvery planEvery plan
Support hoursLive chat: 24/7 · Phone: 24/7Live chat: 24/7
Incidents postedWe found no public status page for Ramp.14 incidents posted on Navan's status page, which covers all Navan products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Navan. Status page
Capterra score4.9 / 5 from 223 reviews4.6 / 5 from 213 reviews
Trustpilot score2.3 / 5 from 217 reviews3.3 / 5 from 490 reviews
Fit: Retail shop6035
Fit: Restaurant or café6025
Fit: Service business8075
Fit: Agency or studio9080
Fit: Trades or contractor7050
Fit: Online store8545
Why people pick it
  • No fees on the core product
  • Limits enforced at the card
  • Travel and expenses in one app
  • Free for small teams
Where it falls short
  • Requires a US entity and bank
  • Credit limit tied to cash balance
  • $15 a user after five
  • Overkill if nobody travels
Visit Ramp Visit Navan

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

Navan: partner link. We may earn a commission; it never affects rankings.

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