Navan vs Neat

Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Neat fits retail shop, restaurant or café, trades or contractor.
  • Navan fits agency or studio.
  • Navan suits teams past ten people.
CompareNavanNavanNeatNeat
In one lineFree travel booking and expenses for the first five usersScan receipts and documents into searchable records for $200 a year
Starting priceFree up to 5 usersFrom $16.67/mo
Six-person team$15/moNot listed
PlansTravel booking free up to 300 employees; Expense free for the first 5 monthly expensing users, then $15/user/mo; over 300 employees by quote$200/yr; one account can be shared with up to 4 other users (5 in total) at no extra charge; VIP Service add-on $50/yr; Automated Insights add-on $150/yr; free trial
Pricing modelFree tierFree trial
Free trial——
Users5 free on ExpenseUp to 5 (the owner plus 4 shared users)
Both connect toQuickBooks Online
Also connects toXeroNo others on record
Team size2–10 people · 11–50 peopleJust me · 2–10 people
Available inUS · UK · CA · AUUS
Phone supportNone listedNone listed
Live chatEvery planEvery paid plan
Support hoursLive chat: 24/7Not published
Incidents posted14 incidents posted on Navan's status page, which covers all Navan products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Navan. Status pageNeat has a public status page. Status page
Capterra score4.6 / 5 from 213 reviews4.0 / 5 from 100 reviews
Trustpilot score3.3 / 5 from 490 reviews4.6 / 5 from 2,362 reviews
Fit: Retail shop3560
Fit: Restaurant or café2555
Fit: Service business7580
Fit: Agency or studio8070
Fit: Trades or contractor5082
Fit: Online store4550
Why people pick it
  • Travel and expenses in one app
  • Free for small teams
  • Good at paper receipts
  • Flat yearly price
Where it falls short
  • $15 a user after five
  • Overkill if nobody travels
  • No cards or approvals
  • Add-ons cost extra
Visit Navan Visit Neat

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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