Ramp vs Expensify

Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	RampRamp	ExpensifyExpensify
In one line	Free corporate cards with built-in expense control	Receipt scanning and reimbursements that employees tolerate
Starting price	Free	From $5/person
Six-person team	$0/mo	$30/mo
Plans	Free; Plus $15/user/mo plus a platform fee by team size; 20% off annual	Free for individuals; Collect $5/member/mo; Control custom pricing, as low as $9/active member/mo
Pricing model	Free	Free tier
Free trial	—	—
Users	Unlimited	Per user
Both connect to	QuickBooks Online, Xero
Also connects to	Zoho Books, Puzzle, Kick, Pilot200+ listed by the vendor	No others on record
Team size	2–10 people · 11–50 people · 51–200 people	2–10 people · 11–50 people · 51–200 people
Available in	US	US · UK · CA · AU
Phone support	Plus and up	Plans not stated
Live chat	Every plan	Every plan
Support hours	Live chat: 24/7 · Phone: 24/7	Live chat: 24/7 · Email: 24/7 · Phone: 24/7 · Video call: 24/7
Incidents posted	We found no public status page for Ramp.	5 incidents posted on Expensify's status page, which covers all Expensify products and regions, in the 90 days to Oct 27, 2026; 5 marked major or critical by Expensify. Status page
Capterra score	4.9 / 5 from 223 reviews	4.5 / 5 from 1,393 reviews
Trustpilot score	2.3 / 5 from 217 reviews	4.7 / 5 from 1,286 reviews
Fit: Retail shop	60	55
Fit: Restaurant or café	60	50
Fit: Service business	80	85
Fit: Agency or studio	90	85
Fit: Trades or contractor	70	80
Fit: Online store	85	60
Why people pick it	No fees on the core product Limits enforced at the card	Works with any card Good mobile app
Where it falls short	Requires a US entity and bank Credit limit tied to cash balance	Per-user price Pushes its own card
	Visit Ramp ↗	Visit Expensify ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices