Ramp vs Neat

Two expense management tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	RampRamp	NeatNeat
In one line	Free corporate cards with built-in expense control	Scan receipts and documents into searchable records for $200 a year
Starting price	Free	From $16.67/mo
Six-person team	$0/mo	Not listed
Plans	Free; Plus $15/user/mo plus a platform fee by team size; 20% off annual	$200/yr; one account can be shared with up to 4 other users (5 in total) at no extra charge; VIP Service add-on $50/yr; Automated Insights add-on $150/yr; free trial
Pricing model	Free	Free trial
Free trial	—	—
Users	Unlimited	Up to 5 (the owner plus 4 shared users)
Both connect to	QuickBooks Online
Also connects to	Xero, Zoho Books, Puzzle, Kick, Pilot200+ listed by the vendor	No others on record
Team size	2–10 people · 11–50 people · 51–200 people	Just me · 2–10 people
Available in	US	US
Phone support	Plus and up	None listed
Live chat	Every plan	Every paid plan
Support hours	Live chat: 24/7 · Phone: 24/7	Not published
Incidents posted	We found no public status page for Ramp.	Neat has a public status page. Status page
Capterra score	4.9 / 5 from 223 reviews	4.0 / 5 from 100 reviews
Trustpilot score	2.3 / 5 from 217 reviews	4.6 / 5 from 2,362 reviews
Fit: Retail shop	60	60
Fit: Restaurant or café	60	55
Fit: Service business	80	80
Fit: Agency or studio	90	70
Fit: Trades or contractor	70	82
Fit: Online store	85	50
Why people pick it	No fees on the core product Limits enforced at the card	Good at paper receipts Flat yearly price
Where it falls short	Requires a US entity and bank Credit limit tied to cash balance	No cards or approvals Add-ons cost extra
	Visit Ramp ↗	Visit Neat ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices