QuickBooks Online vs Wave

Two accounting tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Wave costs less for a six-person team.
  • QuickBooks Online fits retail shop, restaurant or café, agency or studio, trades or contractor, online store.
  • QuickBooks Online suits teams past ten people.
CompareQuickBooks OnlineIntuitWaveH&R Block
In one lineThe accounting software most US accountants already useFree double-entry accounting and invoicing
Starting priceFrom $38/moFree
Six-person team$38/mo$0/mo
PlansSimple Start $38/mo (1 user); Essentials $85/mo (3 users); Plus $140/mo (5 users); Advanced up to 25 users; every plan adds 2 accountant logins; list prices, with promotions often cutting the first 3 monthsFree (bank transactions entered by hand); Pro $19/mo or $190/yr adds automatic bank imports and receipt capture; cards 2.9% + 60¢
Pricing modelFree trialFree tier
Free trial30 days—
Users1–25 depending on plan1 on free plan
Both connect toHelcim, Shoeboxed, Wise Business
Also connects toSquare POS, Toast, Gusto, Rippling, Homebase, Deel, Shopify, Squarespace Commerce +44 more800+ listed by the vendorWave Payroll15+ listed by the vendor
Team sizeJust me · 2–10 people · 11–50 peopleJust me · 2–10 people
Available inUS · UK · CA · AUUS · CA
Phone supportPlans not stated (US)None listed
Live chatEvery paid planPlans not stated
Support hoursLive chat: Mon–Fri 6 AM–6 PM PT, Sat 6 AM–3 PM PT, Sun closed (Simple Start, Essentials, Plus), Mon–Fri 6 AM–7 PM PT, Sat–Sun 6 AM–3 PM PT (Advanced) · Phone: Monday- Friday 6am -6pm PSTLive chat: Monday to Friday from 9 AM to 5 PM Eastern, Monday to Friday from 9 AM to 4:45 PM Eastern
Incidents posted5 incidents posted on Intuit's status page, which covers all Intuit products and regions, in the 90 days to Oct 27, 2026; 2 marked major or critical by Intuit. Status page5 incidents posted on H&R Block's status page, which covers all H&R Block products and regions, in the 90 days to Oct 27, 2026; 1 marked major or critical by H&R Block. Status page
Capterra score4.3 / 5 from 8,546 reviews4.4 / 5 from 1,731 reviews
Trustpilot scoreNot listed3.1 / 5 from 558 reviews
Fit: Retail shop9271
Fit: Restaurant or café8860
Fit: Service business9085
Fit: Agency or studio8570
Fit: Trades or contractor9275
Fit: Online store8055
Why people pick it
  • Every US accountant knows it
  • Strong bank feeds and reconciliation
  • Large integration catalog
  • Free core product
  • Simple invoicing
Where it falls short
  • Frequent price increases
  • User limits on lower tiers
  • No inventory or job costing
  • Bank connections now behind Pro
Visit QuickBooks Online Visit Wave

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

QuickBooks Online: partner link. We may earn a commission; it never affects rankings.

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